Publikationen

A sharp worsening of B2B customers' payment practices during the past months prompted a range of actions in response by companies polled in Ireland.

Austrian companies respond to poorer payment behavior of B2B customers with a clear downward trend in trading on credit and a marked shortening of payment terms.

Sharp downward trend in B2B sales on credit of Danish companies. Key factors are weak domestic demand, strong export headwinds and enhanced perception of the risk of B2B payment default.

Dutch companies’ response to a gradual decline in payment morale of B2B customers during the past months was sharper focus on working capital management.

The Atradius Payment Practices Barometer is an annual survey of business-to-business (B2B) payment practices in markets across the world. These are the 2023 survey findings for Western Europe.

As the economy faces headwinds chiefly due to weak domestic demand, uncertain exports trend and high borrowings costs, Spanish businesses withstand trade credit risk to strengthen cashflow.

Greek businesses shorten payment terms offered to B2B customers. This reflects concern about the cost of obtaining new credit required to fill potential liquidity gaps caused by late payments.

Swedish companies have strong concerns looking ahead about how they will be affected by new regulations related to European and global climate change goals.

To fill temporary liquidity gaps and maintain healthy cash flow, 55% of companies polled in Belgium said they requested trade credit from their suppliers as an alternative to bank loans.

Swiss companies express anxiety about the impact of exchange rate swings on the business. They fear that it will create pressure on both export demand and on operating margins.